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As banks seek to reduce branch networks by going Mobile, customers continue to need advice. Banks will only succeed if the focus moves to context-sensitive insights and building of Artificial Intelligence (AI) personalities that help customers make good financial decisions.
The CACTUS IQ - is a Behavioral Insight Pocket Adviser it has been built to support users gain insight into your behavioral bias and make better money decisions by avoiding bad money habits and adopting good money habits.
Get to the DOWNLOAD Page or Click DOWNLOAD on the Home Page.
You will be directed to the Google Play store and Click INSTALL.
Click on the GET STARTED Button.
You will see three options namely:
- BEHAVIORAL INSIGHT
- TAX ADVISER
- WELLNESS PROGRAM.
BEHAVIORAL INSIGHT - Key in your Age | Your experience with money LUCKY/UNLUCKY -technically to enable you be directed to the right part of the App.
You should select a goal from INCREASE MY SAVINGS INCOME | MAKE A PURCHASE | GROW MY SAVINGS | PROTECT MY LOVED ONES.
GOAL - select a Goal perhaps INCOME | GROWTH | PURCHASE | PROTECTION |DEBT OPTIONS these are designed to enable a better understanding of the direction
YOUR FINANCIAL SITUATION AND SCORE - this is a Financial Literacy Test designed engage your financial knowledge of financial terminology and basic information finance.
TARGET DATE- Based on Your Goal Your Target Date should be defined in either SHORT TERM (1-365 Days) | MEDIUM TERM (2-5 Years) | LONG TERM (6-15 Years).
Users can choose to GENERATE A REPORT | SIGNUP FOR A WELLNESS PROGRAM OR SHARE ON SOCIAL MEDIA.
Tax Administrators globally are going Electronic, especially African tax Administrators, however, potential Tax Payers are challenged by access to effective tax advise on Liability and general tax processes from a trusted 3rd Party, we support RESIDENT and NON-RESIDENT Tax Payers to better manage their tax affairs and enable compliance.
FINANCIAL WELLNESS PROGRAM
We are having Financial Conversations with Friends, Spouses, bankers and complete strangers about SPENDING, EMERGENCIES, GUIDANCE, BENEFITS AND INVESTMENTS.
All successful endeavors start with a Pre determined timeline, choose your Target Date Goal, naming your Capital Situation and when you want to get that achieved.
The Financial Wellness Program is designed to enable users get access to SUPPORT TOOLS AND A HUMAN ADVISER to bounce off the users ideas.
SUPPORT TOOLS include: BUDGET ASSISTANT | MORTGAGE ASSISTANT |EMERGENCY FUND ASSISTANT | INCOME ASSISTANT - RETIREMENT CALCULATORS | LIFE INSURANCE ASSISTANT | GUIDANCE - a human adviser to talk to about your financial challenges and get instant advise.
The Financial Wellness Program seeks to support and structure these Financial Conversations to enable the best logical outcome by offering Tools and Support Structures to users this in turn leads to financial wellness.
The Financial Wellness Program is a BUNDLED Subscription and you can subscribe for 3 MONTHS BUNDLE at USD 15 ONLY or 6 MONTHS BUNDLE for a DISCOUNTED Price of USD 28 ONLY.
CACTUS IQ - ALL YOUR PERSONAL FINANCIAL ADVISE ON THE GO.